Get control of your entire finances – personal and business
MoneyCapp is a Danish company created to help both ordinary people and small businesses gain an overview of their finances and plan their future better.
In other words, you gain control over your finances, peace of mind, and a basis for making better decisions every day.
We humanize finance.
For you privately
Our app helps you get an easy overview of your finances, save money, plan for your future and achieve your goals.
The envelope method digitally (cash stuffing): distribute your money in envelopes.
Create your own envelopes: holidays, hobbies, gifts, home, events or unexpected expenses.
Plan ahead: Develop better habits and see what you can afford – before you spend the money.
- Maintain control over your finances.
- Move or split transactions yourself to the correct envelope.
- Make every penny count.
- Goals: add a picture of your goals and track your progress.
- 100% secure: Your money stays in the bank (we only have read access). Approved by the Financial Supervisory Authority.
- Like Spotify for your finances: everything in one place – you create your own envelopes.
Overview without moving funds.
In brief: Instead of just showing you what you've spent your money on, MoneyCapp helps you spend your money wisely in the future. In addition to the app helping you along the way, you can also move the amounts around yourself to match your reality (and not the bank's).
For your business
We take care of your bookkeeping, digitisation, training/coaching and help you with everything from VAT, tax and liquidity to annual reports, so you can focus on running your business while gaining a better understanding of how the figures fit together.
Everyday feedback instead of moralising lectures
Let us handle the numbers so you can focus on your business
- Bookkeeping, VAT, tax and annual accounts – as required.
- Flexible solutions: prepaid cards, sparring/training or full accounting services.
- Structure, insight and security for small businesses (EMV or ApS).
- We primarily work in e-conomic, Billy, and Dinero (approved Dinero accountant plus).
Practicalities in place: We compile accounts, bookkeeping and annual reports, giving you an overview and freeing up time and profit. We ensure that you have full insight into and understanding of your figures and your business. No more hoping that your bookkeeper/accountant has everything under control – now you have full control.
Jan Møller professionally guided me through a new accounting system and made me virtually self-sufficient.
Competent, educational and highly recommended.”
If, like us, you like to know your finances in advance."
The idea behind MoneyCapp
The better you understand your money, the easier it is to manage it.
I created MoneyCapp based on my own experiences: the desire for lower interest rates and fees, single overview, and better everyday decisions.
Early on, I was inspired by the idea of only paying interest when you are in the red overall – not because one of several accounts is in the red. I first encountered this idea in Jyske Bank's 'Totalkonto' account.
Another inspiration came from the music world:Spotify. One place with everything, where you can pull up what you need and create your own playlists. MoneyCapp does something similar for your finances: we help you organise your money into envelopes and goals that fit your life.
Habits are difficult to change – that's why tools should lift you upJust like pedometers and sleep apps, MoneyCapp provides daily feedback on your finances. Set goals, set dates, and let small steps take you far. Cut out what no longer makes sense – and let new progress fill your life..
There are also the soft values, that banks rarely touch upon: couple finances and fairness over time, expenses between friends and family, and the desire to treat children equally. The envelopes remove gut feelings and allow you to make decisions based on real numbers. Small expenses can weigh heavily on the mind and big worries can sometimes take up less of the budget than you think. MoneyCapp provides clarity, allowing you to focus on what really matters.
Jan Møller, founder of MoneyCapp
About MoneyCapp
- We work in a user-centred way, focusing on security, transparency and simplicity.
- Your money stays in the bank – the app is updated four times a day via your own bank.
- MoneyCapp is licensed as an account information service provider (AISP) under the supervision of the Danish Financial Supervisory Authority.
- MoneyCapp was founded in 2017 under the name Capuchin, which referred to a highly behavioural capuchin monkey.
- MoneyCapp is currently owned by its founder Jan Møller and his two daughters Alma Björk and Sigrid Sofie, as well as investors.
- MoneyCapp is part of Mindapps.dk, which provides digital tools for people with special needs (ADHD, stress, etc.).
